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Local and global market volatility points investors in the direction of At Call accounts.

Flexible and easy to
open online

Research rates

Cashwerkz, a secure and easy-to-use online marketplace for all your
At Call and Term Deposit investments.

At Call account rates are often higher than Term Deposit or Cash Management account rates. Investing in At Call deposits allows investors to protect their cash while retaining the flexibility to recall the cash when they need, so you’re not locked in.

If you want to earn a higher rate of interest on your cash investments balance, whilst enjoying easy access to your funds, then
At Call may be just what you need.


Product

BOSA

Standard Variable Rate (p.a.)

1.15%


Maximum Rate (p.a.)

1.15%*

Minimum Initial Deposit

$25,000


Product

Personal Saver

Standard Variable Rate (p.a.)

1.00%


Maximum Rate (p.a.)

1.00%*

Minimum Initial Deposit

$0


Product

Special eSaver Account

Standard Variable Rate (p.a.)

1.00%

Tiered rate. Highest paid whole balance.


Maximum Rate (p.a.)

1.00%*

Minimum Initial Deposit

$50,000


Product

Wealth Management Account

Standard Variable Rate (p.a.)

0.95%


Maximum Rate (p.a.)

0.95% *

Minimum Initial Deposit

$50,000


Product

SMSF SuperEdge Saver

Standard Variable Rate (p.a.)

0.80%


Maximum Rate (p.a.)

1.00%*

Minimum Initial Deposit

$0


Product

Business Saver

Standard Variable Rate (p.a.)

0.55%


Maximum Rate (p.a.)

0.85%*

Minimum Initial Deposit

$0


Product

V2 Plus

Standard Variable Rate (p.a.)

0.50%


Maximum Rate (p.a.)

0.50%*

Minimum Initial Deposit

$0


* Current standard variable rates p.a. as at 28 August 2020. Rates are subject to change at any time without notice. This offer is only available to direct and advised clients.

Open your online
At Call account today

Make your money work harder, and enjoy easy access to your funds.

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More about Cashwerkz At Call accounts


At Call accounts differ to Term Deposits in that they do not have a maturity date and the rate they pay can change at any time. We will notify you if you have an At Call account and the rate changes.

If your At Call account interest rate decreases and you want to move your funds elsewhere, you can do so within 1 business day. You can also add funds to and withdraw funds from an At Call account. With interest calculated on the daily balance and paid monthly.

At Call accounts are becoming more popular


Term deposits are best-known to compliment Cash Management Accounts (CMAs) for cash investing. They’re an important product for banks’ long-term funding, and subsequently pay higher interest rates to savers than transaction accounts. But there’s a barrier to entry. Traditionally, only clients with surplus funds – comfortable with cash being locked away for a period of time – enjoy the higher yields of term deposits. The type of product a client tends to house their cash in are lower-interest CMAs for fear of not being able to readily access their money. Fortunately, today there’s a middle ground with an At Call account. At Call products are becoming more popular, there is also the emergence of notice accounts, providing more choice for investors, refer to the product comparison table below.


Term Deposit

= highest yielding + lowest
accessibility

At Call

= high yielding + high
accessibility

Notice Accounts

= high yielding + low
accessibility (min 30+ days)

Cash Managment Accounts

= lower yielding + high
accessibility