Choice | Transparency | Secure

Register

If you want to earn a higher rate of interest on your cash investments balance, whilst enjoying easy access to your funds, then
At Call may be just what you need.

Flexible and easy to
open online!

Open now

Cashwerkz a secure online platform for your At Call cash investments.

At Call cash investment accounts for investors are now available on the Cashwerkz platform with options from AMP, Auswide Bank and ME Bank.

At Call account rates are often higher than Term Deposit or Cash Management account rates, they also give you greater flexibility in terms of liquidity and allow you to access your funds when you need, so you’re not locked in.

Make your money work harder, compare interest rates on
At Call accounts.


Product

Wealth Management Account

Standard Variable Rate (p.a.)

1.80%


Maximum Rate (p.a.)

1.80% *

Minimum Initial Deposit

$50,000


Product

BOSA

Standard Variable Rate (p.a.)

1.75%


Maximum Rate (p.a.)

1.75%*

Minimum Initial Deposit

$25,000


Product

Personal Saver

Standard Variable Rate (p.a.)

1.65%


Maximum Rate (p.a.)

2.75%^

Minimum Initial Deposit

$0


Product

SMSF SuperEdge Saver

Standard Variable Rate (p.a.)

1.55%


Maximum Rate (p.a.)

1.55%*

Minimum Initial Deposit

$0


Product

Business Saver

Standard Variable Rate (p.a.)

1.30%


Maximum Rate (p.a.)

1.90%*

Minimum Initial Deposit

$0


* Rates as at 15th July 2019, and are subject to change at any time without notice.

^If you open a new AMP Saver Account and you have not held an AMP Saver Account or eASYSaver Account before, you’ll earn a bonus of 0.90% pa on top of the AMP Saver Account Standard Rate during the Bonus Period. The Bonus Period is the first four months from the date your account is opened. Bonus Rate is payable on account balances of up to $250,000 per customer. Bonus rate and Standard rate are both variable rates and subject to change. Effective for all eligible applications from Wednesday 8 May 2019. This offer is only available to direct and advised clients. *Current standard variable rate p.a. Rates are subject to change at any time without notice. This offer is only available to direct and advised clients.

Open your online
At Call account today

Make your money work harder, and enjoy easy access to your funds.

Get started

More about Cashwerkz At Call accounts


At Call accounts differ to Term Deposits in that they do not have a maturity date and the rate they pay can change at any time. We will notify you if you have an At-Call account and the rate changes.

If your At Call account interest rate decreases and you want to move your funds elsewhere, you can do so within 1 business day. You can also add funds to and withdraw funds from an At-Call account. With interest calculated on the daily balance and paid monthly.

At Call accounts are becoming more popular


Term deposits are best-known to compliment Cash Management Accounts (CMAs) for cash investing. They’re an important product for banks’ long-term funding, and subsequently pay higher interest rates to savers than transaction accounts. But there’s a barrier to entry. Traditionally, only clients with surplus funds – comfortable with cash being locked away for a period of time – enjoy the higher yields of term deposits. The type of product a client tends to house their cash in are lower-interest CMAs for fear of not being able to readily access their money. Fortunately, today there’s a middle ground with an At Call account. At Call products are becoming more popular, there is also the emergence of notice accounts, providing more choice for investors, refer to the product comparison table below.


Term Deposit

= highest yielding + lowest
accessibility

At Call

= high yielding + high
accessibility

Notice Accounts

= high yielding + low
accessibility (min 30+ days)

Cash Managment Accounts

= lower yielding + high
accessibility