A simple and secure online platform for cash investments

Term deposits | Cash management accounts

What we do

Cashwerkz is an online term deposit marketplace and cash management platform

  • Term deposits and cash management accounts from leading banks and financial institutions
  • Choose from current market interest rates updated daily
  • Online applications with streamlined paperwork
  • Easily switch between term deposits at maturity
  • We use the latest security standards and technologies to ensure privacy of your information
  • Australian owned and operated, find out more about us and our story

How it works

Search, invest and easily switch to get a better rate

  • Search current interest rates and invest with a few clicks without leaving our site
  • Simplified identity verification process allows you to move your maturing investments between financial institutions without additional identification
  • We manage your application on your behalf to reduce paperwork and save you time
  • Cashwerkz does not have access to your funds at any time; these are either deposited as a direct debit from your nominated account or direct credit by you to your selected investment
  • No fees are payable by you; Cashwerkz is paid directly by the banks and this does not affect the rate quoted to you

Why Cashwerkz

A simpler way to apply online for term deposits and improve your cash returns

  • Growing range of leading banks and financial institutions
  • SMSF, trust, personal and business term deposits available
  • Paperless order processing and reporting
  • Online access – anywhere and anytime
  • Select the best rate available interest rate to open your account or at maturity to switch your investment
  • Experienced customer service team dedicated to support you


Intuitive, flexible and secure online platform

  • Easy to view rates comparison chart with click through to order
  • Notifications to alert upcoming Term Deposit maturities
  • Track all of your term deposits in one place
  • Update your maturity instruction at any time
  • Cash management account option for SMSF set-ups and rollovers

Safe and Secure

Cash management platform with strictest levels of security enforced

  • All investments are held in the name of the investor, be it you, your SMSF, Company or Trust
  • Funds are transferred directly from your account to the bank and are never held by Cashwerkz
  • Cashwerkz is an ASIC regulated company (AFSL 459645), for more info please refer to our Financial Services Guide
  • All banks on the Cashwerkz platform are covered by the Government Bank Deposit Guarantee
  • Cashwerkz uses the latest security standards and technologies to ensure privacy of your information
  • Read our security statement for more information